Terms & Conditions

Effective Date: 01/09/2025

Welcome to Top Tech Investments. These Terms & Conditions (“Terms”) govern your use of our website at https://toptechinvestments.com/ and any services or digital products provided through the Site.

Please read these Terms carefully. By accessing or using the Site, you agree to be legally bound by them.


1. About Us

Top Tech Investments (“we”, “us”, or “our”) is a digital platform that offers:

  • Tech app analysis tools
  • App comparisons and scoring systems
  • Downloadable investment insight reports
  • Weekly newsletters and commentary
  • Aggregated tech news and market trends

We are not a financial services provider or regulated investment advisor.


2. Eligibility

You must be:

  • At least 18 years old, or the legal age in your country;
  • Capable of entering into a legally binding contract.

By using our Site, you represent and warrant that you meet these requirements.


3. Use of the Site

You agree:

  • To use the Site and Services only for lawful purposes;
  • Not to attempt to copy, scrape, reproduce, or commercially exploit our content without permission;
  • Not to interfere with security-related features or other users’ access.

4. Digital Products & Subscriptions

All content—including app reviews, comparison reports, guides, or insights—is delivered digitally via the website or email.

  • Access to premium products may require payment or subscription.
  • You are responsible for ensuring your device supports the formats we use (e.g., PDFs, HTML dashboards).
  • All digital sales are final. See our Refund Policy.

5. Intellectual Property

Unless otherwise stated, all content—including logos, tools, design, reports, layouts, copy, and downloads—are the exclusive property of Top Tech Investments.

You may not:

  • Republish, redistribute, or sell our materials;
  • Remove copyright or trademark notices;
  • Use our brand or likeness in commercial materials without approval.

6. No Financial or Investment Advice

All information provided is for educational and informational purposes only.

  • We do not offer personalized investment advice.
  • We are not registered with any financial regulatory authority.
  • You should always consult a licensed professional before making investment decisions.

By using the Site, you acknowledge that all decisions are made at your own risk.


7. Limitation of Liability

To the fullest extent permitted by law:

  • We make no warranties regarding the accuracy or completeness of any content.
  • We are not liable for any loss, damages, or disruptions, including financial loss or data loss.
  • Our total liability shall not exceed the amount paid (if any) for the service in the past 6 months.

8. Account Management

If you create an account:

  • You’re responsible for safeguarding your login credentials;
  • You may not impersonate another person or use fake information.

We may suspend or terminate accounts at our discretion, especially if Terms are violated.


9. Third-Party Links

The Site may contain links to external sites we don’t control. We are not responsible for their content, practices, or accuracy. You access them at your own risk.


10. Modifications

We reserve the right to modify these Terms at any time. Updates will be posted on this page. Continued use of the Site implies acceptance of the revised Terms.


11. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction, e.g., “United Kingdom” or “South Africa”]. Any disputes must be handled in the courts of that jurisdiction.


12. Contact

For questions, contact:
[email protected]